My Maya card has arrived—is this a prepaid card?

Digital and Hardware Virtual Card·Credit Card
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The process is smooth and quite complicated, but not difficult. First, get an eSIM, then open a Maya account.

You can deposit directly via Bybit.

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The digital bank Maya from the Philippines (formerly PayMaya) offers cardless virtual bank card services, mainly divided into two types. Both require a Philippine mobile number to apply:

1. Maya Virtual Debit Card

  • What it is: A prepaid card linked to your Maya wallet balance, automatically issued for free with the account.
  • Use cases: For purchases on low-priced Steam/Xbox regions, linking with Alipay/international e-commerce platforms, or registering on platforms like Jupiter that require proof of address.
  • Note: Identity verification requires a passport and a Philippine address. Document photos must be clear and complete—some users have given up applying after several failed attempts.

2. Maya Black Virtual Credit Card

  • What it is: A credit card launched in April 2025, with a virtual card instantly generated in the app upon approval.
  • Features: Mainly targets users with limited credit history, using AI to analyze transaction data for eligibility assessment.
  • Benefits: Earn Maya Miles through spending, which can be exchanged for Philippine Airlines miles or other rewards.

Key Requirements and Reminders

  • Mobile number: Registration requires a Philippine Smart or Globe number (to receive verification codes). Mainland Chinese numbers are not accepted.
  • Real-name verification: All features require verified identity; otherwise, card issuance isn’t possible.
  • Physical card: To get a physical card, you’ll need to find a local contact to receive and forward it back to your home country.
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Filipino phone numbers are pretty tricky to deal with.

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dito eSIM 10¥ per year

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Is KYC required? :xhj001:

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Yes, I want it.

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Then I can only wait and see. :ac05:

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Can you enable non-regional GPT?

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Absolutely!

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I’ll sign up for one too and give it a try.

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How do I get a proof of address in the Philippines?

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Just search Google for one. Once it’s successfully verified, Maya will provide you with an address proof.